guy.netlify.com

Tom was trying to hack a bank.Based in Copenhagen, he targeted a Nordic financial institution. Assisted by a team of hackers, he began by casing the joint, working out who worked for the bank, what they did, and where the bank's mainframe was located. By going after the bank's employees, Tom's team managed to obtain passwords, logins, and almost everything required to gain access.But there was a catch: The bank 'had secured the mainframe, so you could only access the mainframe from one building physically,' Mikko Hypponen, the chief research officer at the security company F-Secure, told Business Insider.Tom managed to get initial access to the building by going to a formal event there under false pretenses. 'And then as they were being escorted out of the building he asked to be taken to the toilet, and just stays there,' Hypponen said. 'Doesn't come out for 45 minutes.' When he finally emerged, the host escorting him had vanished.'So then he's in his suit with his laptop, walking around this building in plain sight,' Hypponen said. 'But nobody cares because he seems to know what he's doing, walking with purpose,' talking to people. He 'sits down in an empty cubicle, takes out his laptop, connects the cable — he's in the right building — gains access to the mainframe.'Tom didn't do any damage or attempt to move any funds. That's because he was a penetration-tester employed by F-Secure. The Nordic bank had contracted the security company to test its systems — and, mission accomplished, they had been found lacking.But then Tom didn't leave.'He's getting hungry,' Hypponen said. 'He's like, 'I can do better!' He's pinged the mainframe — it pings back in two milliseconds.' The hacker set himself a new goal, Hypponen said: 'I'm going to find this mainframe and take a selfie with the mainframe.''So he's guessing it's in the basement, because that's where it's most likely to be — and he's in floor four, so he needs to get down several floors,' Hypponen said. 'Which is hard, because you don't have a pass, so how do you do that? You chat with people. He's walking the corridor with someone who is obviously going that way .. 'Hey, how you doing, haven't seen you in ages' .. talking with someone as he is going through the doors. Don't try to hide, put yourself out in the open, because no one expects you to do that if you're an outsider.'So he gets down two or three floors .. getting closer, when bad luck happens. He's walking the corridor, and at the other end of the corridor is the host from two hours ago, same guy. Tom is trying to walk away, but too late — he sees him, he's caught. The guy comes over: 'Hold on, how are you here? You can't possibly be here — I left you in the toilet three hours ago!' And Tom is like, 'Yeah, I'm lost!' 'OK, this a security breach, I have to escort you out.'At this point, Tom decides there's no reason keeping up the pretense. He tells the host that he works for a security consulting company and is doing an audit of the bank. 'The host goes, 'Ohhhh, I see. You have a good day!' Hypponen said, and goes away, leaving Tom there. That's it!'Then he gets down one more floor, actually finds the mainframe, and takes the selfie.'He stole employee passwords, got in, got access to the bank's systems — even got caught! — and still managed to get away again.Hypponen concludes: 'People are a weak link, because there's no patch. There's nothing you can do to fix that.'Bank hacking for dummies ..There has been a flood of news recently about hacks targeting financial institutions. The national bank of Bangladesh was hit in a highly sophisticated attack, with the attackers taking off with $81 million (£58 million) and attempting to steal as much as $1 billion (£710 million).The same group has attacked banks in Ecuador, Vietnam, and the Philippines, according to investigators.Hackers are getting more ambitious, spending longer on attacks and demonstrating greater sophistication, experts told Business Insider — and the rewards they're reaping are larger than ever.So how do you hack a bank?For starters, you need to scope the organisation out the way Tom and his team did. You need to research employees and work out whom you will target. This is because you are likely to rely on human error for your initial penetration — using a phishing scam to steal an employee's password, dropping a USB stick with malware on it, etc. — rather than exploiting a vulnerability in the bank's outward-facing systems.'It's very hard to guarantee a company will have forgotten to patch a system, or they'll have a coding error in their website application, or they'll have some other vulnerability you can exploit from the outside,' says Luke Hull, the UK and Ireland director for Mandiant, a FireEye-owned security firm that is one of those investigating the Bangladesh bank hack.'It's a lot easier to trust in the fact someone in that organisation is going to click a link in an email, or they're going to fall for a scam of some kind, and that's going to give you that first level of access.'The attacker's resources will determine the nature of the attackHow the employees are compromised will depend on the determination and sophistication of the attacker. You can buy off-the-shelf 'exploit kits' for infecting employees with malware for about £1,000 ($1,400) that can — potentially — get you in, while at the higher end attacks will be far more targeted and considered.Another option for getting in is hiring someone on the inside, if the stakes are high enough. 'If you're stealing hundreds of millions of dollars, you can afford to have a mole inside the organisation planted there,' Hypponen, the F-Secure chief research officer, said. 'That's going to pay itself back a thousandfold.'Once the hacker has gained access, some level of technical skill will be required to move through the network undetected, with some attackers demonstrating remarkable finesse. In the case of the Bangladesh hack, the bank had a security feature that printed out every transaction on paper. 'They knew the data on computers can be falsified, but if it's on paper, it cannot be changed,' Hypponen said. 'And they actually bypassed that,' hacking the printers themselves to hide the fraudulent transactions.Attackers are willing to spend months on attacks in pursuit of their goals, with operations acting much like traditional businesses. Jobs are sometimes advertised in advance, with clearly defined roles, the Mandiant director Hull says. In addition to technical jobs, you've got human-resources-type support roles as well as 'people behind the scenes who can handle the business end' — understanding how the bank functions, mapping out its corporate structure as the infiltrators move through it.Successful attackers will end up with valid user accounts and an intimate knowledge of how the bank operates. What you do next depends on your motivations.Hackers target banks for cash — or intelligenceFor many hacks, the endgame will be turning a profit. This means the goal when infiltrating a bank is to gain access to the institution's money-transfer systems to steal funds.The attacker will attempt to send cash to an account elsewhere under his or her control; in the recent bank hacks this has been via the Swift network, an international messaging system among banks.The funds, once successfully exfiltrated, will be laundered while the hacker attempts to cover his or her tracks to allow maximum time for the getaway, as the Bangladeshi hackers did with the printer hack.But that's not the only reason you might want to hack a bank. Some other attacks — largely carried out by government-backed hackers — have a different aim: intelligence-gathering. Across all industries, about 45% of the attacks Mandiant detects will be nation-state attacks, Hull said.'If a nation state were to attack the bank, I'm sure they'd be much more interested in things like where is the bank moving the money .. if they had their own central bank, how does it match up .. all this kind of stuff is information collection, and all this kind of stuff requires a very low footprint and very long-term access,' Hull said. 'So they're probably not going to be moving money.'In other words, if you're hacking a bank for intel, then you're not going to risk setting off alarm bells by trying to steal funds. Your endgame is to sit there quietly, watching.And this is what makes one theory about the culprits behind the Bangladesh hack so unusual.'This would have been the first in history'Some code discovered in the hack had been seen before — in the devastating 2014 hack of Sony Pictures and used against South Korean banks and media companies. North Korean hackers were blamed.If North Korea is behind the bank hacks, however, it would be a worldwide first. If true, 'it's a financial attack — they're trying to fix their budget,' Hypponen said. 'And this makes it even more unique, because we have seen thousands of nation-state attacks over the last 15 years. Every single one of them — every single one — has been either espionage or sabotage. They're either stealing information or doing stuff like Stuxnet. This would have been the first in history which is a nation state doing offensive cyberattacks to steal money.'Bloomberg reports that investigators have also found evidence of state-sponsored Pakistani hackers in Bangladesh's central bank — and it may be a third, as-yet-unidentified organisation that was responsible for the actual theft of funds. (If correct, this would mean that while North Koreans may have also breached the bank, they were presumably there only for intelligence-gathering purposes.)Who is this third group? An unpublished report from Booz Allen Hamilton 'makes the case this is Filipino-Chinese businessmen collecting money to overthrow the government of the Philippines,' Hypponen told Business Insider. 'The technical evidence doesn't really support all that so far as I can see, but it's perfectly possible.'The Booz Allen Hamilton report has not been released publicly, and the organisation did not respond to Business Insider's request for a copy of the report.Regardless of who is behind the recent string of attacks, more are likely to come. 'I'm certain there are other cases, which either the banks don't know about themselves or which just haven't been made public,' Hypponen said. 'These attacks have targeted more banks than just these four.'And most attacks against financial institutions by other groups of attackers are most likely going unnoticed, Hull of Mandiant says. 'I'd be surprised if the majority of attacks were recognised,' Hull says. 'A lot of attacks, unless you catch them right at the start, they .. move further away from malware. You start to use actual user accounts as if they were in the office, start to use their home working solutions, and eventually you use their actual accounts to move money or something. At that point it becomes more of an antifraud exercise than a technical redesign exercise.'This is a 'wakeup' call, experts sayThe attacks on central banks mark a break from tradition.'We have seen banks targeted by online criminals for 15 years,' Hypponen said. 'But most of the attacks — practically all of the attacks — against banks have not been against banks' own central systems. It's about the banks' customers' systems.'Why? 'Because banks are very good at securing their own systems,' he said. 'They put a lot of money in there. It's kind of hard to break — it's doable, but it's very hard. As opposed to breaking a bank's customer's systems .. trivial. Of course you can't steal as much from them, but if you have a thousand victims, and you steal a thousand euros from each, that's a million euros.'Industries tend to be targeted in a cyclical basis. Businesses in one sector get hit hard, they upgrade their systems to a point at which it is no longer profitable for hackers to target them, and the attackers move on to something else. 'They pick an industry, beat it up, and get out before the money is spent on security,' Hull said.Hypponen said: 'We saw a great wakeup call in the industrial control sector six years ago with Stuxnet .. the car industry woke up last year.'After banking, who will be next to wake up?'I don't know,' Hypponen said, 'but I guess we'll find out.'

• Hack A Bank Account Online
• Hack Into Someone's Bank Account

Five ways to rob a bank using the internet. This year a bank robber stole £1.3 million without touching a penny. Today's master criminals are swapping shotguns for software – here's how they do it. Hackers steal £650m – 10 ways to protect your bank account More than £650m has gone missing from banks around the world in what is thought to be the biggest ever 'cybercrime'. Jul 03, 2019  Second way for how to hack facebook accounts and to hack facebook password instantly is through the method called phishing. This is a very common method used by many that want to know how to hack facebook password. It is done relatively easily, so you do not have to some special technical skills or computer knowledge to learn how to hack facebook accounts.

Hackers are thought to have stolen £650m from bank accounts across the world in an extraordinary heist that may have cost British banks tens of millions of pounds.

• Bank Transfer Hackers - Download the bank hacking software, hack bank account and transfer money, hack bank logins, bank account and transfer money. You cannot copy content of this page. We will complete your request in the most secure way possible.
• The risk of a fraudster accessing your bank account through the card you use at the ATM or a shop terminal is very real. In fact, card fraud accounts for more than $624billion a year, or 48c in every $1,000 Australians spend on their bank cards 1. But there are a few simple steps anyone can take to minimise the risk of people accessing our accounts via our cards.
• Inter National Bank for Personal Accounts You can manage your money anytime, anywhere from your iPad. With the Inter National Bank iPad App for Personal Accounts you can conveniently.

A gang of Russian-based hackers used computer viruses to infect networks in more than 100 financial institutions worldwide. They infiltrated banks' internal computer systems using 'malware' which fed financial information back to the gang.

It's the biggest single episode of cybercrime to be discovered. But everyday cyber scams cost Britons £3.1bn each year, according to official figures.

We spell out the cyber tricks so you can protect your bank account from hackers.

• 15 Feb 2015
• 16 Feb 2015
• 30 Oct 2014
• 17 Aug 2014

The hackers used illegal software to infect banks' computer systems, rather than target individual customer accounts. They send infected emails to employees, a tactic known as 'spear fishing'.

Once an employee opens the email, the hackers can jump into the bank's network. They use the infected computer to gain access to an administrator's computer, providing video surveillance of everything going on in the office.

After two to four months of surveillance, the criminals have enough information to make off with the stolen money by transferring millions of pounds into dummy accounts.

They were even able to instruct cash machines to dispense money at random times of the day, even without a bank card.

In some cases, customers were used to trick banks into thinking that no fraud had occurred. The hackers would access someone’s online account and increase the balance.

The criminals then withdrew the amount they had increased it by and the person would never find out, as their original balance remained the same.

Top 10 cyber scams to watch out for

1. The 'courier' scam

Here, a swindler calls you pretending to be either your bank or the police.

The scammer says your card has been compromised or there is a problem with your account. They then advise you to phone your bank, using the number on the back of your card.

But when you ring the bank's number the scammer is still on the line, having not hung up (this prevents you from making a new call). The conman will now pretend to be a bank representative, persuading you to transfer funds, withdraw money or reveal security information.

With the 'courier' version, a fraudster picks up the card from your home, sometimes providing a fake replacement, or a genuine courier is hired.

Britons targeted by this scam lost £23.9m in 2014, according to Financial Fraud Action UK.

The card complies with Intel Azalia specifications, so non-Windows operating systems can run it as a generic HD audio device. Sound blaster trustudio pro driver.

This trick is sometimes called 'vishing' or the 'no hang up' scam,

2. Using public WiFi to steal your details

Hackers can set up a fake WiFi network that looks like an official one in public places, such as libraries or coffee shops.

This lets them install 'malware' on your phone or laptop, which is capable of logging keystrokes to capture your passwords, financial information and other sensitive details.

Before connecting to a public WiFi network, check the name with a member of staff.

Make sure you disable WiFi when you’re not using it. This prevents your device joining any rogue networks automatically without you noticing.

3. Guessing passwords

'Password' and '123456' are still Britain's favourite passwords, according to data compiled from leaked passwords in 2014.

But after you have ensured that you have a strong password, resist the temptation to write it down. Last year Telegraph Money highlighted the case of Nina and Derek Branscombe, who were refused a refund after their debit card was stolen because Mrs Branscombe had written down her Pin in her diary, carefully disguised among other details.

There are a few tricks you can use to help remember complicated passwords, such as bizarre imagery, mental association and a mental story.

Finally, never give anyone your login details in full either by email or over the phone – your bank will never request these in this way.

4. Spoof emails and websites

Fraudsters will direct victims, often via spoof emails, to a bogus website that aims to trick them into entering their financial details by pretending to be that of a genuine company.

Victims will click a link from a seemingly legitimate email or text message from a company that operates on the internet, such as Amazon or eBay. The message will encourage you to click on the link by claiming you need to verify or update your details or reactivate an account, for example.

5. 'App burglars'

Smartphone apps that reveal your location, such as Facebook, cycling app Strava and running app MapMyRun, provide a useful guide to fraudsters, who will know where you live and when your home is empty.

Resist the temptation to announce your holiday dates to Facebook friends and make sure any apps that track your location are set to 'private'.

6. Pension liberation fraud

New pension rules, due to be implemented in weeks, will allow people aged 55 or over to access their pension pot immediately. As a result, fake pension scams are expected to rise.

Beware any organisation that claims you can access your money tax-free (currently withdrawals allow 25pc to be taken free of tax) or investing money with organisations that are not regulated by the Financial Conduct Authority.

Andrew Warwick-Thompson, of the Pensions Regulator, said: 'We continue to see perpetrators targeting individuals, some of whom are in severe financial difficulties such as bankrupts, via cold calling, text messaging and website offers.'

7. Using dodgy in-app permissions

Always check permissions on apps before installing them in order to make sure they are not accessing unnecessary information.

A gaming app, for example, should not need access to your location and contacts.

8. 'Letterbox' scams

Fraudsters sometimes attempt to hack into your bank account by infiltrating your post. People who live in areas with communal letter boxes, for example in flats, are particularly at risk of the scam.

Sarah Stead, an IT consultant from Leeds, fell victim last year when a hacker tried to take out a £20,000 loan using details stolen from her letters.

Secure your post when you can and, if possible, sign up for online statements with your bank and utilities providers.

9. Exploiting unencrypted websites

Never shop or log in to online banking when the web address does not begin 'https' or without a lock sign displayed on the address bar.

For an added layer of security, check the online banking security options your bank provides, such as free antivirus and browser security software. Ensure that your computer is protected by 'firewall' software.

Browsers often come with built-in security features. Make sure they are activated.

Hack A Bank Account Online

10. Fake virus scanners

Rogue security software can pose as a free way to protect your computer from viruses while actually infecting your computer.

The list of fake software is endless but common names to avoid are Antivirus Suite, Cloud AV, Smart Anti-Malware Protection and Home Malware Cleaner. Stick to reputable names such as Zonealarm, AVG and Avira.

– Find us on Facebook and Twitter

Hack Into Someone's Bank Account

– Email moneyexpert@telegraph.co.uk with your money questions